Privacy Policy

At AgCarolina Farm Credit, we recognize your expectation of privacy and the confidentiality of your personal financial information when seeking the assistance of outside professionals to obtain credit. We have taken great care in establishing and implementing policies and procedures and have committed to an ongoing review of those policies and procedures to protect your personal and financial information.

您的隐私在我们业务的各个方面都是最重要的. Our employees are informed of their responsibility to protect your confidential information and are governed by strict standards of conduct, which prohibit unauthorized use of your information. 安全程序和内部控制也到位，以保护您的隐私.

On this site, 我们收集个人身份信息(如姓名), address, or SSN) only if specifically, and knowingly, provided by you. We do not give, sell, 或将任何个人信息转让给第三方, 除非法律规定或根据规例所载的其他准许目的.

Information Collected and Stored Automatically

On our website, 出于安全原因，我们收集并存储您的访问信息, as well as for site research and enhancement. 我们不跟踪或记录有关个人及其访问的信息. Using cookies (a file placed on your hard drive by a website that allows it to monitor your use of the site), 我们只会自动收集和存储以下有关您访问的信息:

• Your internet domain (for example, "xcompany.com") if you use a private Internet access account and IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access our site;
• 用于访问我们网站的浏览器和操作系统的类型;
• The date and time you access our site;
• The pages you visit; and
• 如果您从其他网站链接到我们的网站，该网站的地址.

Information Collected from Emails and Web Forms

如果您填写我们的互动表格或通过我们的网站提交电子邮件, 您的信息将按照收集时所描述的方式使用. It may be seen and used by Farm Credit employees but will not be provided to a non-affiliated third parties. 如果您不愿意通过电子邮件或网络表格提供所要求的信息, please contact us by calling 800.951.3276，或写信给我们，地址是格林维尔石泉路636号，北卡罗来纳州27834.

We will not obtain personally identifying information about you when you visit our site unless you choose to provide such information to us. We limit the use and collection of such information to that which is necessary to maintain and administer financial services, provide excellent service, 并提供可能对您有益的新产品和服务. If, for any reason, 你想从我们的分发名单中删除, 请按上述号码或地址与我们新版ued官网app, or by contacting us via our Information Request form.

我们可能会使用第三方供应商和/或服务提供商来促进我们的服务. For example, we may outsource one or more aspects of our site to a supplier or service provider who performs services according to our requirements. 在任何情况下，我们都会限制这些供应商或服务提供商访问的方式, use, or disclose your information. In general, 我们不允许这些供应商或服务提供商保留, disclose or sell your information to third parties.

Security, Intrusion and Detection

Data encryption - If you are using a security-enabled browser (such as Microsoft Internet Explorer version 2.1 or greater, or Netscape Navigator version 2.0 or greater), the information you provide us is encrypted, making it extremely difficult to read, even if it is wrongly intercepted. Our website uses industry-standard Secure Sockets Layer (SSL) technology to allow for the encryption of potentially sensitive information such as your name and address and critically sensitive information such as your social security number or account number.

出于网站安全的目的，并确保所有用户都可以访问本网站, traffic on the site is monitored to identify unauthorized attempts to upload or change information or cause damage. Unauthorized attempts to upload or change information on to this website are strictly prohibited and may be punishable under the law.

Third-Party Website Links & Children's Online Privacy Protection Act

We may provide links to independent websites maintained by various federal agencies or other organizations, solely as a benefit to our customers. 这些其他网站可能有自己的隐私声明和政策, which we do not control, and thus are not addressed by our privacy notice. 我们的隐私声明只涉及我们的活动和我们的网站. While we do our best to provide you with helpful, trustworthy resources; we do not endorse, approve, or guarantee: information, products, services, 或在我们提供链接的任何网站上提供的推荐.

我们对任何这些链接的内容或准确性概不负责, nor are we responsible for any loss or damage of any sort resulting from the use of a link or any linked websites. 对于这些链接网站上广告或提供的产品或服务的任何失败，我们概不负责. We offer these links on an "as is" basis.

当您使用我们网站上的链接访问链接网站时, 您将不再受到我们的隐私声明或安全措施的保护. You should always familiarize yourself with the privacy notice and security practices of any website you visit.

本网站不面向13岁以下儿童, 我们也不会收集13岁以下儿童的任何个人身份信息. If a parent or guardian becomes aware that his or her child has provided personal information without their consent, then he or she should promptly inform us through one of the methods described in the contact section below, 我们将尽合理的努力来满足您的要求. 有关《新版ued官网app》(COPPA)的更多信息，请访问 www.ftc.gov.

客户防范电子邮件及互联网诈骗的指引

E-mail and Internet-related fraudulent schemes, such as "phishing" (pronounced "fishing"), are being perpetrated with increasing frequency, creativity, and intensity. Phishing involves the use of seemingly legitimate email messages and websites to deceive consumers into disclosing sensitive information, such as bank or loan account information, social security numbers, credit card numbers, passwords, and personal identification numbers (PINs). The perpetrator of the fraudulent e-mail message may use various means to convince the recipient that the message is legitimate and from a trusted source with which the recipient has an established business relationship. 诸如虚假的“来自”地址或使用看似合法的公司徽标等技术, 网页链接和图形可能被用来误导电子邮件收件人.

In most phishing schemes, the fraudulent email message will request that recipients "update" or "validate" their financial or personal information to maintain their accounts and direct them to a fraudulent website that may look very similar to the website of the legitimate business. These websites may include copied or "spoofed" pages from legitimate websites to further trick consumers into thinking they are responding to a bona fide request. Some consumers will mistakenly submit financial and personal information to the perpetrator who will use it to gain access to financial records or accounts, 有身份盗窃或者其他违法行为的. If you believe you have received a phishing email or have questions about a suspicious email that appears to be from AgCarolina Farm Credit, please follow the instructions below in the “报告可疑或欺诈性的通信和交易” section of this notice.

我们正在努力保护您的信息免受欺诈和身份盗窃的方式

• 我们绝不会发送要求提供机密信息的电子邮件, such as account numbers, passwords, or PINs.
• We will work to notify internet service providers, domain name-issuing companies, and law enforcement to shut down fraudulent websites and other internet resources that may be used to facilitate phishing or other email and internet-related fraudulent schemes directed towards our customers.
• 我们保持对可疑活动的监控，并采用额外的身份验证控制.
• 当发现与客户账户有关的欺诈行为时，我们将向客户提供协助.

保护自己免遭诈骗及身份盗用的额外贴士

• 最安全的方法是立即删除来历不明的邮件, before opening the email.
• Avoid clicking on any links in unsolicited email, 特别是那些要求(直接或指向一个网站)提供个人信息的电子邮件, financial or identity information. Instead, 直接在浏览器中键入网站目的地, use a trusted bookmark to verify the site, or to log into your account directly.
• Always access our website by using a trusted bookmark of our site or by directly typing our website address into your browser.
• 在网站上提供个人信息之前，请检查是否输入了正确的地址.
• When using Digital Banking, 检查以确保挂锁图标出现在浏览器的状态栏中. 表示您的信息在传输过程中是安全的.
• 当您点击我们的数字银行登录页面上的DigiCert安全标志时, it should take you to a site indicating that "online.farmcredit.net”是数码证书的安全网站，应显示下列资料:

• If you receive an email or text that warns you, with little or no notice, 你的账户将被关闭除非你重新确认你的账单信息, do not reply, or click, on the link in the email or text. Instead, contact the company cited in the email using a telephone number or website address you know to be genuine.
• You may also wish to contact your internet service provider for support in blocking emails or subscribing to a spam or junk email filter they may offer.
• 确保你的家用电脑有足够的杀毒软件，并记得经常更新.

报告可疑或欺诈性的通信和交易

You should promptly report suspicious activity or email communications to the Federal Trade Commission (FTC). Send the actual email you received to uce@ftc.gov. 如果你认为自己被骗了，可以向ftc投诉.gov, then visit the FTC's Identity Theft website ftc.gov/idtheft 学习如何将身份被盗的风险降到最低.

如果你收到疑似来自我们的可疑信息, 或者发现一个潜在的假农业卡罗莱纳农场信贷, ACA website, please let us know by calling 800.951.3276或通过我们的信息请求表格与我们新版ued官网app，以便我们采取适当的行动.

How to Contact Us

You may contact us using any of the following contact options or by visiting our nearest office location.

Toll-Free in the U.S.: 800.951.3276

Webform: http://i.ceritasexpopuler.com/loan-options-services